Reliable Budget Retirement Looks Like This

If you are one of the millions of Americans who do NOT have a 401K plan or a monthly saving or investment plan for retirement, you are not alone.

There is no shame in having a career that you enjoy which does not deliver a suitable retirement option. It just means your retirement plans may be a little different than most.

Building a tiny home is one reliable option, even for those who are not yet ready for retirement. Paying for retirement accommodations while you are still working is a smart move. Purchasing a plot of land while still working is a progressive move towards preparing for your retirement.

You may not be into the tiny home movement, yet, the benefits of paying for a roof over your head, regardless of what your finances are, places you in a position for wealth building. This holds true, regardless of what age you are. The grey and white tiny house in the image to the left, is a shell and usually sells for around $22,000 USD. Learning how to finish the interior of a tiny house can render a savings of $20,000 to $40,000.

Taking an online class in carpentry will go a long way in helping you to save money.

I’m Sandy Ingram, a retired Tax Accountant who is now an expat staying in Mexico during the pandemic. I share insight on my YouTube Channel on how to live well on less as an ex-pat. Moving offshore to countries which have a lower cost of living rate is one way to combat a small retirement budget.

However, many Americans do not want to leave America during their retirement, and they certainly don’t want to continue working. There are different options for low cost retirement. A tiny house is just one way to stay ahead of the game of living well on less, much less.